What is Car Insurance?
Car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Car insurance provides property, liability and medical coverage:
- Property coverage pays for damage to, or theft of, your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
A car insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.
Most car policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and pay your premium.
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Filer Insurance, Inc.
An aggressive business approach combined with our conservative business philosophy provides you with innovative and competitive products from an insurance agency you can depend on for years to come. We have been serving Miami and South Florida since 1919 and specialize in miami home insurance as well as miami auto insurance, miami life insurance and miami business insurance. Please give us a call at 305-270-2100, visit our website or come by our office for a free Miami car insurance quote.
